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Refund Policy

No Refund Policy

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Key Points:

  • Non-Refundable Transactions: All payments made for services or products are final and non-refundable under any circumstances, including dissatisfaction, change of mind, or cancellation requests.

  • Investment Risks: Mutual fund investments are subject to market risks, and no refunds will be provided based on performance or market fluctuations. Returns, if any, will be governed by the terms of the respective Asset Management Companies (AMCs).

  • No Exceptions: There are no exceptions to this policy, including technical issues, errors, or delays, unless required by applicable laws or regulations.

  • Pre-Purchase Consideration: Users are advised to carefully review all details, including Scheme Information Documents (SIDs) and Key Information Memorandums (KIMs), before initiating any transaction.

  • Legal Compliance: This policy is in accordance with the guidelines of the Securities and Exchange Board of India (SEBI) and other relevant authorities, where refunds are not mandated for investment products post-transaction.

Why Invest in Mutual Funds in 2025?

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  • Market Outlook: Equity funds could benefit from growth in sectors like tech and infrastructure, while debt funds offer stability amid economic shifts.

  • Tax Benefits: In India, ELSS funds qualify for deductions under Section 80C; globally, tax-advantaged accounts like IRAs enhance returns.

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What Are Mutual Funds?

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  • Mutual funds pool money from multiple investors to buy a diversified mix of stocks, bonds, or other assets. They offer:

  • Diversification: Spread risk across many securities.

  • Professional Management: Experts handle the portfolio.

  • Liquidity: Easy to buy/sell shares.

  • Affordability: Many start with as little as ₹500 (in India) .

  • In 2025, with interest rates stabilizing and markets recovering, mutual funds are ideal for long-term goals like education, home buying, or retirement.

Mutual Fund Investing Guide: Start Your Journey

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  • Welcome to your comprehensive guide on mutual fund investing! As of September 2025, mutual funds remain a popular, accessible way to build wealth through diversified portfolios managed by professionals. Whether you're a beginner saving for retirement or an experienced investor seeking growth, this guide covers the essentials, top picks, and tips to help you get started. Remember, all investments carry risk, and past performance isn't a guarantee of future results—always align choices with your goals and consult a financial advisor if needed.

Types of Mutual Funds

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  • Here’s a quick overview of common mutual fund categories to match your needs:

  • Equity Funds: Invest in stocks, ideal for long-term growth. Subcategories include large-cap, mid-cap, small-cap, and sectoral funds.

  • Debt Funds: Focus on bonds and fixed-income securities, suitable for conservative investors seeking steady income.

  • Hybrid Funds: Combine equity and debt for a balanced approach, catering to moderate risk-takers.

  • Index Funds: Track market indices like the Nifty50, Bank nifty etc offering low-cost exposure to broad market performance.

  • ELSS (Equity-Linked Savings Scheme): Tax-saving equity funds with a 3-year lock-in period, ideal for tax planning and wealth creation.

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