top of page

Terms & Conditions

1. Acceptance of Terms

By accessing or using this website (hereinafter referred to as "the Platform") provided by [Distributor Name] (hereinafter referred to as "the Distributor"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using the Platform.

2. Eligibility

  • Users must be residents of India and at least 18 years of age to access or use the Platform.

  • By using the Platform, you confirm that you are legally capable of entering into binding contracts under applicable Indian laws.

3. Purpose of the Platform

  • The Platform is designed to facilitate the distribution of mutual fund products and provide information, tools, and services related to mutual fund investments.

  • It is not intended to provide personalized financial advice. Users are encouraged to consult a certified financial advisor for tailored recommendations.

4. Registration and Account

  • To use certain features, you must register and create an account. You are responsible for maintaining the confidentiality of your login credentials.

  • You agree to provide accurate, current, and complete information during registration and to update it as necessary.

  • The Distributor reserves the right to suspend or terminate your account if any information is found to be false or misleading.

5. Services Offered

  • The Platform allows users to browse mutual fund schemes, apply for investments, track portfolios, and access market-related information.

  • All transactions are subject to the terms of the respective Asset Management Companies (AMCs) and applicable regulations by the Securities and Exchange Board of India (SEBI).

6. Fees and Charges

  • The Distributor may charge a commission or fee for services, as disclosed during the transaction process or as per SEBI guidelines.

  • Additional charges, such as AMC fees, expense ratios, or transaction costs, will be as per the scheme documents provided by the respective AMCs.

  • Users will be notified of any applicable fees before completing a transaction.

7. Investment Risks

  • Mutual fund investments are subject to market risks, including the possibility of loss of principal. Past performance is not indicative of future results.

  • The Distributor does not guarantee profits or protect against losses. Users are advised to read the Scheme Information Document (SID) and Key Information Memorandum (KIM) before investing.

8. KYC Compliance

  • All users must complete the Know Your Customer (KYC) process as mandated by SEBI before initiating any transactions.

  • The Distributor is not liable for delays or rejections due to incomplete or invalid KYC documentation.

9. Transaction Process

  • Transactions (e.g., purchases, redemptions, or switches) are processed through authorized payment gateways or bank accounts linked to your account.

  • The Distributor is not responsible for delays caused by payment gateways, banks, or AMCs.

  • All instructions are irrevocable once submitted, subject to applicable cooling-off periods as per SEBI rules.

10. Intellectual Property

  • All content on the Platform, including text, graphics, logos, and software, is the property of the Distributor or its licensors and is protected by Indian copyright and trademark laws.

  • Users may not reproduce, distribute, or modify any content without prior written consent from the Distributor.

11. Privacy and Data Protection

  • The Distributor collects and processes personal information in compliance with the Information Technology Act, 2000, and SEBI regulations.

  • User data will be used for providing services, regulatory compliance, and marketing (with consent). Refer to our Privacy Policy for details.

12. Limitation of Liability

  • The Distributor shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the Platform.

  • The Platform is provided "as is" without warranties of any kind, except as required by law.

13. Termination

  • The Distributor reserves the right to terminate or restrict access to the Platform at its discretion, with or without notice, if users breach these terms or for regulatory reasons.

  • Upon termination, all rights granted to the user will cease, and any pending transactions may be canceled.

14. Amendments

  • The Distributor may update these Terms and Conditions at any time. Changes will be effective upon posting on the Platform, and continued use constitutes acceptance of the revised terms.

15. Governing Law and Dispute Resolution

  • These Terms and Conditions are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in [City, State].

  • Efforts will be made to resolve disputes amicably; however, arbitration under the Arbitration and Conciliation Act, 1996, may be invoked if necessary.

16. Contact Information

For queries or grievances, contact:

By using the Platform, you acknowledge that you have read, understood, and agreed to these Terms and Conditions

Why Invest in Mutual Funds in 2025?

​

  • Market Outlook: Equity funds could benefit from growth in sectors like tech and infrastructure, while debt funds offer stability amid economic shifts.

  • Tax Benefits: In India, ELSS funds qualify for deductions under Section 80C; globally, tax-advantaged accounts like IRAs enhance returns.

  • ​

What Are Mutual Funds?

​

  • Mutual funds pool money from multiple investors to buy a diversified mix of stocks, bonds, or other assets. They offer:

  • Diversification: Spread risk across many securities.

  • Professional Management: Experts handle the portfolio.

  • Liquidity: Easy to buy/sell shares.

  • Affordability: Many start with as little as ₹500 (in India) .

  • In 2025, with interest rates stabilizing and markets recovering, mutual funds are ideal for long-term goals like education, home buying, or retirement.

Mutual Fund Investing Guide: Start Your Journey

​

  • Welcome to your comprehensive guide on mutual fund investing! As of September 2025, mutual funds remain a popular, accessible way to build wealth through diversified portfolios managed by professionals. Whether you're a beginner saving for retirement or an experienced investor seeking growth, this guide covers the essentials, top picks, and tips to help you get started. Remember, all investments carry risk, and past performance isn't a guarantee of future results—always align choices with your goals and consult a financial advisor if needed.

Types of Mutual Funds

​

  • Here’s a quick overview of common mutual fund categories to match your needs:

  • Equity Funds: Invest in stocks, ideal for long-term growth. Subcategories include large-cap, mid-cap, small-cap, and sectoral funds.

  • Debt Funds: Focus on bonds and fixed-income securities, suitable for conservative investors seeking steady income.

  • Hybrid Funds: Combine equity and debt for a balanced approach, catering to moderate risk-takers.

  • Index Funds: Track market indices like the Nifty50, Bank nifty etc offering low-cost exposure to broad market performance.

  • ELSS (Equity-Linked Savings Scheme): Tax-saving equity funds with a 3-year lock-in period, ideal for tax planning and wealth creation.

Connect with Us

9598994433

Greater Noida West, India

© 2023 Swing Stock Pulse. All Rights Reserved.

bottom of page